"The value in this guide is that it interprets the data and develops ratios and indexes that the reader must compare to norms. This resource is highly recommended for insurance collections in special libraries, medium and large public libraries, and medium and large academic libraries."
-ARBA

TheStreet.com Ratings
Guide to Life & Annuity Insurers
2010 Editions

Table of Contents

Sample Pages

Full Text Reviews

Pub. Date: Quarterly Editions in Winter, Spring, Summer & Fall
Softcover: 600 pages
Price: Four Quarterly Editions $499/Single Edition $249

TheStreet.com Ratings Guide to Life & Annuity Insurers provides independent, unbiased ratings on the financial strength of 1,000 life and annuity insurers, including companies providing life insurance, annuities, guaranteed investment contracts (GICs) and other pension products.

• Updated quarterly to make sure that users have access to the latest data
  
  
• Helpful Introduction with information on how to use the guide, what the ratings mean and an explanation of terms
  
  
• Index of Companies – provides the letter-grade rating of each insurer, total assets, capital & surplus, risk-adjusted capital ratios, 5-year profitability index, stability index and factors, net premiums, mortgage information, and more
  
  
• Analysis of Largest Companies – provides added detail, graphs and charts, with letter-grade ratings, major rating factors, contact information, historical data and more
  
  
• Recommended Companies – organized alphabetically and by state, this section makes it easy to pick the best companies to work with
  
  
• Index of Companies by Rating – for easy location of the best and worst insurers
  
  
• Rating Upgrades & Downgrades – makes easy work of tracking a particular insurer
  
  
• Four Appendices: State Guaranty Associations, Risk-Adjusted Capital, Recent Industry Failures and Glossary
  
  
• Available in print and online database formats

A life insurance policy or annuity is only as secure as the insurance company issuing it. This guide is perfect for those who are considering the purchase of a life insurance policy, placing money in an annuity, or advising clients about insurance and annuities, and will be a valued resource for public libraries of all sizes.

TheStreet.com Ratings Guides

TheStreet.com’s rating scale is extremely straightforward and easy to understand. There are no complicated number grades to interpret, no colored paper to decode, and no stars to count. Instead, each entry gets a simple, intuitive letter grade that immediately identifies the wheat from the chaff. This is one more reason why TheStreet.com Ratings is widely recognized as "America's Consumer Advocate for Financial Safety." The TheStreet.com Safety Ratings have been proven to be the most accurate available from any of the major rating agencies. Plus, unlike the other major rating agencies, TheStreet.com does not accept compensation from the companies it rates, and thus does not allow companies to influence the ratings they receive or to suppress the release of their ratings. In fact, the U.S. General Accounting Office (GAO) validated TheStreet.com’s accuracy in its Insurance Ratings study, and that same superior rating methodology is used when deriving all other ratings as well.

Pub. Date: Quarterly Editions in Winter, Spring, Summer & Fall
Softcover: 600 pages
Price: Four Quarterly Editions $499/Single Edition $249

Note: If you find this work does not fit your budget, please print out this page and bring it to your local library. There is a reasonable chance they either have a copy, can direct you to a library that does, or will be willing to purchase it for their reference collection.